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An August checklist

August is almost upon us, which traditionally means that we should be watching for seasonal sales on lawn mowers, air conditioners, outdoor furniture, and the like.

But Consumer Reports Money Adviser — a pub I always enjoy receiving on its regular subscription route — suggests that we annually also peg August for …

  • the month in which to check that the beneficiary designations on our IRAs, life insurance accounts, etc., are still as we want them to be;
  • and

  • the month in which we check to be sure that our auto insurance policies are (a) offering sufficient coverage (worth a few minutes’ annual check), and (b) charging competitive premiums.

Why not? I’ve already updated my MS Outlook for 2011.

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